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Guide to Hail Damage for Homeowners

April 26, 2022 by Infinite Roofing Leave a Comment

Living in an area with hot summers, weather in the north or south, you wouldn’t expect hail to be a major concern but it is more common than you would think. Hail storms can bring tremendous damage to your property, preparing for a hail storm before it happens can help decrease long term damage. The northeast alone has experienced hail storms on over 150 occasions in recent years. It is important to understand that even storms which produce small sized hail can still cause damage to your roof and other items on your property.

After a storm occurs you should call your local roofing contractor for a full inspection to be sure the structural integrity of your roof is still in good shape. For insurance purposes it is important to keep a record of inspections to optimize collecting when necessary.

What should I do after a hailstorm?

Once the storm has passed you should contact your local roofing contractor and set up an appointment for a roof inspection. It may be a few days before they can make it out to you so make sure you keep a record of the date of the storm in case you have to let your insurance company know.

If you are able to see your roof and there is visible damage, try and snap some photos. If you have other items on your property like vehicles, or a grill with indentations from the hailstorm be sure and get photos of them as well. In some cases hail pieces will cause major damage resulting in your roof leaking. If this happens, take pictures and tell your local roofing contractor and insurance agency. When hailstorms happen usually strong winds accompany them so don’t forget to check for damage to gutters, fallen shingles, and even broken windows.

If you have major leaking or broken windows you should contact your local roofing company to handle any emergency repairs. A roofing contractor will address severe leaks and roof damage, if you are not able to get someone out in a timely manner then try and patch the issue for a temporary solution. Make sure you find a reputable roofing company to schedule your roof inspection, oftentimes inspections are free with an estimate especially if your roof needs to be replaced.

Even if you see no obvious damage there could be hidden issues which affect the integrity of your roof. After you have had your roof checked out by the best roofing company in your area depending on the outcome you may need to file an insurance claim. If you have significant damage your insurance company will send out an adjuster to examine your property to assess the damage. If they decide that your claim will cover the effects of the hailstorm, your selected roofing contractor will meet with the adjuster or send them the estimate of what the replacement cost will be.

How to know if you have hail damage:

Check out your gutters, if they have obvious dents that were not there before then you most likely have hail on your roof as well.

It is also a good idea to look at your vehicle and assess any denting from the hailstorm, if the hail was large enough to dent your car then it has definitely affected your roof.

If you have access to viewing your roof easily, climb up and take a look. You might see large obvious signs like large circles from hail balls or just minor granule loss. Hail damage is much more obvious in clay tile roofing.

We also suggest that you take a walk around your neighborhood if you don’t have access to your own roof. If you have a neighbor with the same type of roof material as you, try to see if they have severe damage or not. This can give you a better idea of your own roof’s condition.

Cosmetic Vs. Functional hail damage

The best roofing company can easily identify the main difference between cosmetic and functional hail damage. This is mainly used to determine the differences in insurance claims. The more severe of the two is functional hail damage and this is oftentimes more covered by an insurance company over cosmetic.

Functional hail damage: When the hail damage has resulted in shortening the lifespan of a roof with water shedding capabilities.
Cosmetic hail damage: The lifespan of the roof is not affected or the ability for it to function, the appearance may be altered.

Each type of roofing material will be affected differently by a severe hailstorm. While no roof is damage proof, some roofs hold up better than others. Metal roofing in Albany NY tends to dent and create dimples in a hailstorm resulting in cosmetic damage. Shingle and clay tile roofs can easily crack during a severe hailstorm but it is easier and more cost efficient to replace a few shingles or pieces of clay over metal panels.

How hail size effects roof damage

Hail size small and large can cause damage to your roof, it all depends on how severe the storm was. When the hail balls are about the size of a dime, it can impact your shingles. This can result in a few years taken off of the lifespan. When hail reaches to be the size of a quarter it can break tile and slate roofing material. This will result in moderate impact to your roof. Once the size of hail grows to be as large as a half dollar significant damage is done to your roof.

Hail damage and insurance claims

Review your homeowners insurance and immediately contact Infinite Roofing to report the hailstorm, so we can send someone out to assess your damage. Your insurance company can deny your claim but once you get an estimate it can help your contractor get damages covered. There is a time frame in which you must file for a claim, every insurance company is different but we suggest you file right away.

If you are able to find the hailstones after the storm, grab a tape measure and snap a picture for reference. It is important to use the best roofing company that you can trust to present the estimate to your insurance company. This will give you a more accurate idea of costs and also improves your chances of having the claim approved by your insurance company. With most companies even a small percentage of 25% damage can result in a new roof.

Preparing your roof for a hail storm

There is no way to completely eliminate all damage from a hail storm but you can prepare for one. Be sure to have adequate insurance that will cover you if you know you live in areas prone to hail. If you have regular roof inspections this will be much easier to gauge the actual damage done by the hail storm. Be sure to routinely clean out your gutters and drainpipes to avoid leaking and other damage. If you have a garage and you are aware of a storm coming don’t forget to pull your vehicles inside and any other items you have that are a concern.

How Trees Can Damage your Roof

December 3, 2020 by Infinite Roofing 1 Comment

Oftentimes when buying a new home people prefer a yard with lots of mature trees because they are beautiful and add curb appeal. Having trees can offer blooming flowers and can supply shade, however they come at a cost. In many ways trees can reduce the lifespan of your roof unless you take proper steps to prevent it. With annual tree management you can prevent almost all damage that can be caused by intruding trees.

Trees surrounding your property aren’t always bad and there are many reasons to keep them around. Under the right circumstances trees can offer shingle protection and many other benefits.

Blocking the wind: Large trees that are taller than your home’s roof can block wind, which reduces the effect on your home and shingles, especially when a big storm hits.

Providing UV protection: Mature trees provide lots of shade which aids in protection from harmful UV rays from the sun. Over time UV rays slowly age your asphalt shingles along with other roofing materials.

Controlling summer temperatures: In the summer months shade from your trees helps reduce heat on your roof and also inside your home. Shingles absorb a lot of heat from the sun and can soak it up back into your home, making your AC bill much higher.

While there are many benefits for having some foliage around your home, there are also many ways in which trees can damage your homes roof.

The most obvious way that a tree can cause more harm than good would be when trees fall from either old age or a storm, onto your roof.

Branches falling from trees can also damage and scratch shingles on the roof of your home, and even hit windows creating a problem. Branches can be blown off from a strong storm and find their way on your home’s roof. If the branches are larger in size that can add unnecessary weight causing dents or even holes. Most of this type of damage usually takes place in the winter time as snow and ice creates more weight on the trees, causing branches to fall.

If you don’t hire an arborist to prune the trees in your yard, you can get on a ladder and do it yourself to prevent branches that hang over your roof. If you let the low hanging branches get out of hand they will rub against the roof scratching away the granules which is the protective layer on shingles. If this has happened to your roof, be sure to call your local roofing contractor to assess the damage.

Certain types of trees drop their needles and leaves each fall and make a big mess on your roof and in your yard. These debris if not properly taken care of can clog your gutters which will make rain water pool on the roof causing damaging leaks. Leaves left on top of the roof absorb moisture from the air and rain that promotes mold, moss, and algae growth, reducing the lifespan of your shingles. Along with annual cleanups you can hire a local roofing contractor to install gutter guards to help prevent buildup of leaves and debris in your home’s gutters.

Having trees in your yard that offer some shade has its benefits but if your home is always shaded with little to no sunlight that can pose a problem because it will be difficult for your roof to dry off. If the roof is always wet this is obviously an issue that will cause mold, moss and algae growth. Along with many trees shading your property come with animals that inhabit these trees, some finding their way onto your roof and making a home. It is wise to cut back all branches that lead to your roof to eliminate debris and animals.

How far should tree branches be from my house?

A good rule of thumb is to keep tree branches at least 6ft away from your home’s roof. If you are planting new trees you should start 20-30 feet away from your home to ensure the branches that eventually grow will not touch the roof. Be sure to check with your homeowners insurance policy to see if they have certain requirements about tree distance. Typically if you neglect maintaining your homes property and damage is caused by overgrown trees and debris it may not be covered by your policy.

How to prevent roof damage from trees?

Trim tree branches that are starting to look old that can be easily blown off and cause damage, or hire an arborist to remove and trim the trees surrounding your home.
It is important to prune young trees to control the growth, pruning regularly will allow for stronger branches and trunks which will be less likely to break off in a storm.
Clean up debris regularly from the roof and gutters as much as possible. If you have trees that drop debris not just in the fall, but all year it is important to keep up with the maintenance.
Be sure to cut down trees that are not stable, also check with your city first for bylaws/ Some species of trees are protected and are not allowed to be cute down. Some local areas even do not allow the removal of trees with a certain trunk diameter.

What if my neighbor’s tree branches are touching my roof?

If you live in close proximity to your neighbors then you might have tree branches and debris that get too close to your home. The first thing you want to do is politely ask them if you can trim back their trees that fall on your property line. If you ask them to do it chances are they won’t, or they won’t be as thorough as you might be. If they refuse to do so you can turn to the city which will have bylaws in place to force your neighbor to deal with the overgrown tree issue. These laws vary by location so you can look them up and seek legal action if you choose. Even though you may have branches and debris on your property, the tree itself is on your neighbors property and you legally cannot trim it without permission.

What if my neighbor’s tree has fallen on my home?

Most Likely your insurance company will cover the damage depending on your policy. Be sure to let your insurance adjuster know that the tree that fell on your home was not on your property, so your deductible isn’t affected and your neighbor is held responsible for damages. In the off chance that your policy does not cover tree damage then you will end up paying for damages out of pocket. You can pursue legal action against your neighbor for the damages caused by their tree, but hopefully you can resolve issues without. Of course this can all be avoided by regularly pruning trees on your property and communicating with your neighbors about their trees before they get out of hand.

When should I remove a tree?

You may be wondering how to know if a tree is ill or old and when to cut it down. Some things you should look for would be large cracks or splitting of tree trunks, and if illness has developed. You can visibly spot fungus that grows on trees, this will cause branches to die and easily be blown off creating potential damage. If you have trees with invasive roots they can pose an issue to your home’s foundation. Also look for peeling bark that is an indication a tree is infected, the shedding can be normal is there is new bark underneath.

Choosing the Right Roof for a Historic Home

November 17, 2020 by Infinite Roofing Leave a Comment

Owning a historic home can be challenging to restore and maintain but preserving its beauty is worth it. If you are lucky enough to own a home in a historic district then you know that there are certain guidelines that you must follow to be sure all the details are correct. The roof is arguably the most important feature in any home because it protects everything beneath it. The roof keeps the structure of a historic home and all its features safe from the outside elements and water intrusion.

Historical homeowners main concern when preserving its features is water intrusion, as this will damage the home in ways that oftentimes cannot be fixed. Most of these older homes are made from less durable materials than homes that are built today, this means that water intrusion has a much larger impact. When preserving the roof as it was in the past, you can usually keep the home in good condition that is time-period appropriate with hard work. If you diligently conduct routine roof inspections, and work with qualified local roofing contractors from the best roofing company, who have mastered historical techniques it is very possible to keep your historical home intact.

If you own a historic home chances are it is located in a historic district, and in these districts there are guidelines that must be followed. We at Infinite Roofing have replaced many roofs on historic homes located in historic districts within Saratoga Springs and we must adhere to their guidelines. These rules and regulations are to keep important character defining features of the building in or as close to the original as possible. The shape of a roof, materials used, and its details all contribute to the historic character of the home. As a roofing contractor it is our job to research specific guidelines that a city implements to properly conduct the job. Saratoga Springs has supplied historic district design guidelines so you clearly know how to preserve the building.

Oftentimes restoration experts decide to install a modern roof on a historic home, keeping all the details in place with the best interests of the property and budget. When working with the best roofing company they will agree that adding modern materials provides superior protection and much less maintenance costs, also adding a new roof will increase the homes value. Always check with the historical authority to make sure the materials you plan to use are approved, it is possible to use newer materials while still keeping the look of the past. Installing a more modern roof doesn’t ruin the architecture, in fact many newer materials can replicate older styles and details to match original materials.

The first thing you should do is start researching your type of historic home’s roof, this can take several months, especially when you need approval from a historic authority. If you are experiencing major leaks or other issues you might need to temporarily path up the roof yourself in order to protect the home. If you have your local roofing contractor patch an area of your roof, make sure they are careful about how to patch it. You don’t want them removing evidence you might need later on, such as an old layer of roof under the current one. In this case it’s best to not opt for a DIY patch, using a roofer with restoration experience is recommended.

Review Documents

If you have access to any documents pertaining to the house such as old pictures, journals, original blueprints, or newspaper clippings, review them for ideas on original materials and colors of the roof. This can be helpful to keep the integrity of the roof preserving details, an example of this would be if wooden shakes have been cut in unusual angles or shingles that were laid non-traditionally. It is important to take down any details to give to your local roofing contractor.

Look at the Physical Evidence

Try to keep all previous materials such as old wood pieces, nails, and scraps that may be helpful to tell which type of roofing system was used. Your local roofing contractor may be able to tell what kind of roof was used and also which materials can be swapped out for optimal preservation. Choosing a roofer with previous knowledge and experience with restorations is crucial to have the best chances of replicating the home’s previous roof.

Consulting with Historical Organizations

As stated previously if you own a historic home chances are that it is in a historic district, and within these districts there are rules and regulations that must be followed. You may have to face many restrictions about which changes you plan on implementing to your home’s roof. Some other restrictions include building codes but some areas will make expectations for historical homes. Even if you have to use traditional roofing materials that are available, oftentimes the use of modern underlayment can be used. This is because it better protects the roof from weather influences and is not visible or interfering with the outer appearance.

Types of Historic Roofs

Time	Style	Materials used
Pre-Revolution	Georgian or Federal	Wood Shingles
18th Century	Federal Style	Wood shingles or Slate
19th Century	Italianate, Greek, Gothic	Metal, Wood, Slate
20th Century	Bungalow, Craftsman	Asphalt shingles, Slate

Historic Roofing Materials

Material	Time Period	Details
Wood Shakes	All periods	Type of wood used was dependent on the area.
Clay tiles	Starting at the 17th Century	Primarily used where there was a Spanish influence.
Slate	18th Century	Seldomly used because of its price and difficulty to install.
Metal Roof	19th Century	There were several styles and materials used.
Shingles	20th Century	3 Tab asphalt shingles.

Wood Shakes/Shingles

This was the most common historical roofing material in the earliest days to the 19th century. The type of wood material used and techniques varied so if your home had wood shakes or shingles you will need to gather more information on how to replace it. Wood is the fastest roofing material to deteriorate so it must be treated in order for it to last.

Clay Tile

This type of roofing material was mostly used in the colonial period where there was Spanish influence. When clay started to be used in the Northeast the tiles were flat compared to traditionally rounded tiles, this was due to English and French influence. Replicating the shape and colors of old clay tiles can be very challenging, if your home has clay tiles you might need to explore other materials.

Slate

Slate began being quarried in America starting in 1785, it was rare to see on many homes but it was available. Once the railroad was developed slate spread and made it much easier to transport the heavy slabs. Because of its limited availability and significant weight, slate was not a popular choice when comparing it to wood shakes/shingles. Although it has many benefits clay tiles are a much cheaper alternative.

Metal

Metal was a popular roofing material but it was very expensive and at the time only lead and copper were suitable. This roofing material was more common on churches and government buildings rather than residential homes. In the 1870’s metal was cut from sheets and made into shingles, some had patterns and mainly used for gable roofs. Metal gained more popularity in the 1920’s also when asphalt became popular.

Asphalt Shingles

This roofing material was introduced in the 1900’s but did not become widespread until the 1920’s, the look resembled our 3-tab shingles today.

When restoring a historic home using substitute roofing materials has become more popular although some historical societies vote against it, others do agree protecting the home as a whole is more important. Modern materials provide a longer roof performance and keep the original structure intact. Seeking out alternative materials can also be very cost effective while keeping the same style of the original roof. Many more homeowners may choose to restore historical homes if the cost and hassle are reduced.

How To Inspect a Roof

November 10, 2020 by Infinite Roofing Leave a Comment

When it comes to doing maintenance around your home, the roof is easy to forget about. Doing a professional inspection once a year is recommended but you can easily inspect your roof on your own. Being aware of the condition of your roof will help you get the most out of it, by correcting any issues you see before more damage is done. The most common cause of water damage is from a leaky roof so it is important to be sure to properly inspect it at least once per year, and also after any major storms. We can easily help you identify things that may be problematic on your own, so you can then make a decision if a repair or full replacement is needed. Inspecting your roof has never been easier with these steps!

What happens during a roof inspection?

First step would be to walk around the exterior of your home, inspecting your roof from the ground to see what you can see at eye level. Inspecting your roof from the ground can still give you a good example of its condition if you don’t have a ladder or you’re afraid of heights. Look for signs of any damage, sagging, or ageing and take notes on what you think might be an issue to let your local roofing contractor know. While you are looking up at your roof, be sure to check out the flashing. Flashing is the main entry point for water and needs to be kept in good shape to work properly. Damaged flashing can cause immense damage under the surface of your roof. If you see damaged flashing a professional inspection may be necessary to be sure there are no underlying issues.

If your home has skylights examine the inside where the seams meet your ceiling and also on the exterior, where the shingles meet the skylight. If you see old shingles around your skylights you may have water damage. Looking closely at soil stacks, if your home has one. This is important to check for any cracks and issues with the “stack boot,” and not to opt for a cheap version that will not last you. Installing a soil stack that won’t last you as long as your roof will only cause you bigger problems down the road.

Inspecting your chimney is an area that you are able to check out without having to hop on top of your roof. Make sure to look around the perimeter of the chimney where water is directed away from your house, during heavy snow or rain, precipitation lands right at the chimney which can cause leaks or damage over time.

Look for moss, algae, or piles of leaves on your homes roof, these areas are notorious for costly leaks and water damage. Moss can severely damage the integrity of a roof because moss absorbs moisture and puts down roots causing degradation. These roots can lift shingles allowing constant moisture which can lead to mold and many other problems. Algae can adhere to the roof causing permanent stains and eventually damage underlying materials. If moisture seeps into the wood of your roof, it will cause rotting and compromise the strength of your roof.

As you are walking the perimeter of your home looking up at the roof, check to see if there are any curled or cracked shingles. Hot air from the attic often can cause shingles to curl away from the roof, putting you at risk for water damage and poor ventilation. Another important place to inspect is the attic, checking for rotted wood on the roof, and how well the insulation is holding up. If the insulation is poor there might be excess wear on the roof where heat can leak through. During cold winter months your homes heat leaking out can create serious issues causing ice dams to form. This happens when snow melts on the roof and runs down freezing along the way.

As you are looking at the condition of the shingles on your roof, also try to check for granule loss. Granules are the texture part of the shingles that feels slightly like sandpaper, these help deflect UV rays, make shingles fire resistant, and also makes packaging much easier. If you see loss of granules it may indicate your shingles have aged or been largely affected by severe weather. If you have a lot of granular loss then the shingles are no longer protecting your home from the elements, and you should consider calling your local roofing contractor for a professional inspection.

Another area commonly overlooked by homeowners is the gutters. Cleaning out your gutters is so important because that is why most water damage is caused by being clogged. A gutter system can accumulate up to 300 pounds of water and debris each year. The best time to clean out your gutters is in late spring, this is the prime opportunity to remove the buildup that accumulates from blooming and lingering winter. Along with maintenance for your gutters, pressure washing them out along with your roof at least once per year is suggested.

When should you inspect a roof?

Inspecting your roof should be a year routine maintenance, like we have said previously it is a great idea to get a professional roofing inspection once per year, usually in the spring, but you should inspect your roof and exterior of your home every few months. If you always have your eye out for potential problems it is much eraser to address the issues before they get too big and expensive.

You’ve completed inspecting your roof, now what?

After you have finished inspecting your roof with the help of these easy tips, review your findings. If you have found potential problems or concerns contact your local roofing contractor and make an appointment. Being proactive as a homeowner will save you a ton of money in the long run. As always when seeking out the best roofing company be sure to read reviews from their customers and look at pictures of their work.

Advances in Roof Technology

November 3, 2020 by Infinite Roofing Leave a Comment

As technology advances in everyday life, so does the way in which we are able to book, install, and maintain your roof. At your local roofing company we stay on top of the latest roofing trends so we can better improve how to serve you. We do all the research to present you with all your options so you don’t have to. It is our goal to ensure that you get the best roof for you and your family, at the best price.

The roof is the first line of defense for all buildings, keeping out the elements and maintaining a hot or cold environment inside. It makes sense that over the decades people are concerned with advancing roof technology since the times of straw and mud roofing systems. When thinking about new roofing technology, the first things that may come to mind are picture apps, programs, and new ways of communication that revolutionize the business side of the roofing industry. However, most of the fascinating technologies are taking place on the roof itself.

There is a lot more that goes into roofing than just nailing down shingles, the level of precision on installing roofs have been perfected with useful tools like satellite measurement imagery and much more. New materials have been introduced to improve energy efficiency and the safety of workers have significantly improved. Before modern advancing roof technology and practices, people used anything that was available to cover their homes and protect themselves.

Clay tiles were mostly used by advancing cultures as early as the neolithic age, it took longer to reach North America. As times progressed other materials were used such as wood, clay, and tin. These materials were very heavy and unreliable, some even posing as a fire risk with no ventilation. The advancement of asphalt shingles represent a dawn for modern roofing gaining momentum ever since.

People now have so many options that go well beyond original designs, with new technologies anything is possible. Roofing is still a necessity but now your roof does so much more than just keeping the rain out; it is a beautiful piece of architecture that optimizes the internal environment you want to create.

New shingle materials and designs

When choosing the best materials for your new roof installation, the key is to check longevity against purchase cost and installation. Although rolled roofing is one of the cheapest options, it is definitely not the best quality option for longevity. Comparing an expensive shingle that will last 50 plus years is a much better value than a cheaper one that only lasts 10.

Architectural shingles

Architectural shingles are one of the most popular, cost effective materials on the market. These shingles have been around since the 80’s but have made major advancements since then. These shingles are manufactured from fiberglass to mimic wood and slate, to give your home beautiful curb appeal without the mass amount of weight that comes with it.

Metal shingles

Most people have heard of metal roofing, it is used mostly on commercial buildings but becoming more popular on residential homes. Metal roofs last almost a lifetime and add a modern sleekness to a home. Metal shingles are slightly different, made in smaller sections to mimic the appearance of other materials like stone or wood. This concept has created new life in the metal roofing industry, with new methods of manipulating metal to stay strong but also give an appealing look.

Solar shingles

Solar panels are nothing new, many people already have them on their homes and most people have at least heard of them. Solar shingles however are much newer and have broken through the 21st century. This invention was monumental for the roofing industry, this meant that solar panels can be combined with roofing materials to create shingles. Instead of ugly large panels on top of your homes roof, advancing roof technology merged to make small attractive shingles that are barely noticeable to even be solar panels. Another plus to these small compact panels is getting all the benefits of solar without the added weight on your roof. Ask your local roofing company if they are experienced with solar shingles before making a decision.

Synthetic slate shingles

Made to resemble authentic slate tiles, synthetic slate shingles are the perfect alternative. Slate is beautiful and timeless but also very expensive and bears a ton of weight. Slate shingles are also difficult to install needing a very experienced roofing company to take on the job. Synthetic shingles are made from recycled materials that have less hassle and more durability. With proper installation and maintenance this roofing system can last a lifetime.

Cool shingles

These shingles were designed to reflect the sunlight, made with a special coating that doesn’t absorb UV rays. A standard roof can heat up to 150°F in the summer season, and this directly heats up the inside of your home as well. With these types of shingles that are ultra-reflective, the roof’s temperature can drop at least 50°F. A cooler roof means much more energy savings and also increases the longevity of your AC unit.

Other advancements that have been made in the roofing industry that are more behind the scenes, rather than on the roof itself are within the technology that is used. Generating leads through the web has never been easier with the help of certain programs and apps. Some apps allow you to search certain specifications to find buildings that may be in need of renovations or repairs. Other time saving mobile applications that have been created allow a contractor to measure a building’s roof without ever going to the actual building. You are able to upload pictures and video to share with other members in your company, send out estimates, create invoices, and add contact information. advances

Do roofers use drones?

Drones have become increasingly popular within the roofing community. They have made it possible to get great before and after photos of a roof, and also generate a building inspection without climbing on a ladder to do so. A good quality drone can be expensive but you can find a reasonably priced drone at your local electronic store. Some apps even sync up to your drone creating a cohesive system to download images you want to use for advertising.

As technology advances so does the way in which materials are made, communication between roofers improves, and installation practices become more efficient. We at Infinite Roofing stay up to date on all new technologies and advancements so we can share them with you.

Better roofing standards to protect against wildfires

October 27, 2020 by Infinite Roofing Leave a Comment

The year 2020 has been filled with terrible wildfires in the west, in areas that were not considered to be in the “danger zone,” such as Oregon, Washington and parts of California. Unfortunately these fires are still raging in many of these areas which resulted in destruction and evacuations. Many believe the top priority should be put on being better prepared and enforcing roofing materials to protect against wildfires.

California updated its residential fire code for building new construction in early 2008, requiring fire-resistant roofs, siding and other safeguards. This has protected 51% of the new construction homes built after 2008 that were in the path of wildfires. In contrast to the 12,100 homes built prior to 2008 with only 18% avoiding destruction. Many other states that are affected by wildfires have yet to consider adopting the same fire codes as California. The metal roofing alliance (MRA) is leading the trade organization to adopt the basic standard and create incentives to help homeowners protect their homes against wildfires in certain states and regions.

The most important factor to provide and protect against wildfires starts with how a home or building is constructed and designed. This all determines the behavior of wildland fires. Implementing mandates such as fire-resistant roofs, siding and other safeguards, help people and homes survive. Research supports that homes built after 2008 sustained far less damage than home prior. In areas such as the Gulf Coast that have been devastated by destructive hurricanes have had to learn hard lessons in the need to build homes that are more resilient to severe climates. Miami Dade is the first in Florida to certify hurricane resistant standards for structures which the Florida Building Code subsequently enacted across all requirements for Hurricane resistant buildings. It is important for the west coast to adopt a similar mindset for regional climate conditions for homeowners in wildfire prone areas.

Homes with fire-resistant materials vs Homes without

Your home’s roof is the most vulnerable part for ignition in the presence of a wildfire, certain materials like quality metal for a roofing system are essential. Metal roofs have a Class A rating for fire resistance and living in wildfire prone areas it can make or break you. Building materials that are fire resistant are not particularly expensive and when you factor in how long a metal roof will last you, it is definitely worth every penny. You should consult with your local roofing company to see what you can do to upgrade your home with fire-resistant materials.

Recent studies show that a new home built completely to wildfire resistant codes can be built for roughly the same cost as the typical home, and much less costly than potential fire damage. Fires are still raging on the West Coast so they are still being assessed, but the MRA urges builders and local officials to help better prepare homeowners for future wildfire seasons.

Mandate fire-resistant building materials

Similar to California, populations located in wildland areas have grown and continue to grow in recent years. These homes are located near flammable vegetation close to forested areas, raising a constant threat of wildfire destruction to land and homes. Newer standards that mandate fire-resistant roofing systems discourage potentially flammable materials like asphalt shingles and wooden shakes. It should be mandatory that every local roofing company in fire prone areas, educates their customers on fire-resistant materials, better roofing standards and strictly enforce the use of them.

Incentives to improve fire safety

Low interest loans, tax credits, local grants and other incentives are available in some areas to help people living in locations threatened by wildfires. Some owners of older homes that do not have the means to make fire-resistant upgrades on their own, so these incentives are a huge help. In 2009 California passed an ordinance declaring that a wood shake roofing system is a severe fire hazard. They then offered a cash incentive to replace their roof with a fire-resistant version and $4,500 to do so. Now because of this, the amount of wood shake roofs are very rare and no new home is built without a fire-resistant roofing system.

Providing education about fire safety

Communities that live in fire prone areas need to better educate their people on better roofing standards, the most resilient maintenance, home improvement, and preparation planning for fire season. There are many ways to help increase the odds that your family and home will be protected during a wildfire. There are various free resources from insurance companies that have a history in dealing with wildfires and in your local communities. “As we witness the horrible destruction wildfires have and are causing, the more we can do as an industry and community to help homeowners protect themselves against these increasing threats, the better,” said Ramey. “Investing in preventative measures now that help decrease risks is essential to guarding against costly devastation and suffering in the future.” (Ramey, MRA executive director)

Preparing your home for a wildfire

Even if you have purchased top of the line Class A fire-resistant roofing and home materials, sometimes nothing can prevent a wildfire from approaching your home. In these cases there are some tips to prepare your home and family for what could be coming. We suggest creating a home evacuation checklist to ensure you don’t forget anything, in the case that you and your family will need to evacuate your home. On this checklist we suggest having:

An evacuation bag ready to go ASAP
Make sure to know your communities emergency response plan to map out routes to drive
Shut all windows and doors of the house
Remove flammable curtains and window shades
Shut off your gas at the meter and be sure pilot lights are off
Leave your lights on in the house so firefighters can see your home in smoky areas
Shut off your air conditioning
Turn off your propane tanks outside and move BBQ away from the house
Connect garden hoses to outside valves and make sure water is on for firefighters to use
Do not leave water sprinkler on outside, it affects critical water pressure needed
If you have a ladder leave it against your home in the case that firefighters need to go on your roof quickly
Seal your attic vent with plywood
Clean up leaves and flammable debris
Continuously check your property and surrounding areas, do not wait for an official evacuation order, if you feel it’s time to go, the GO!
Check on your close neighbors and of course your pets

Financing Options For Your Roof Replacement

October 19, 2020 by Infinite Roofing Leave a Comment

If it’s time for a new roof or significant repairs, you may not be able to cover all the costs out-of-pocket. The average cost of a roof replacement is around $8,000 according to HomeAdvisor and of course this price is dependent upon which roofing materials your choose, and the size of your roof. Most Albany roofing companies require a half down deposit in order to get on the job schedule. So even if your roof replacement costs you $8,000 half down would mean $4,000 cash. This is still pretty steep for most people, not everyone has thousands of dollars laying around to toss at a new roof. If this is true to you and your situation, do not worry! You have many other options to choose from to make your roofing dreams come true.

Some Albany roofing companies offer their customers financing plans or you may even consider applying for a home equity loan. We will provide you with information on the most popular options available to you, for securing a new roof and ways to finance it. Of course we are only here to educate you on what options there are to finance a new roof, and you should always consult with a financial advisor to better understand your personal options.

First Get Quotes or Roofing Estimates

Before you take out a loan or investigate your roof financing options, you need to see how much the roof will actually cost you. The first thing you want to do is google the best roofing companies in your local area. Read all of the roofing company’s reviews, look at their social media pages, and get a better idea who these people are. If everything checks out, their work is clean and beautiful, they have glowing reviews, and post consistently about their work, its then time to schedule an estimate.

Most Albany roofing companies will come out and give you a free estimate, as long as you are the owner of the house and the house is not for sale. If you do not meet these criteria then you may be charged anywhere from $100-200 for the service. Why do they charge you if your home is for sale? Well because if they are paying an estimator to come out to your home, give you a roofing quote, and you decide to use that quote as a discount off the house being sold and not get the roof done, that now costs the company money. If you do decide to pay for an estimating service and want to get your roof done by them, that $200 comes off the price of your new roof.

Obtain 3 Estimates

Now you have 3 roofing estimates to look over, are they significantly different? Chances are they are going to be pretty similar in price, we do suggest that you do not just go with the cheapest estimate. You get what you pay for especially with roofing contractors, the last thing you want is to have your roof done cheaply and pay another roofing company to come and fix mistakes. The roof is arguably the most important portion of your home, it protects you and your family so be sure the get the job done right the first time. Going with the cheapest roofing quote can end up costing you much more in the long run. Find the best roofing company in your area with great reviews, or word of mouth references.

Ways to Secure Financing

Once you have made a list of finding ways to finance your roof replacement, you want to figure out the lowest interest rate. This will help you pay the least amount for a new roof or repair. If you think you can pay off the debt quicker than its term, you can choose an option with no prepayment penalties. Some lenders will charge a prepayment penalty so check with you bank and be sure you won’t be charged fees for early payoff.

When considering your roof financing options remember to not only check interests rates associated with the loan but also other costs that can be included. Knowing how long it will take you to secure the funds is very important, if you have an urgent repair problem or reroof that must be scheduled, you might not have time to wait for funds. Your local roofing contractor can tell you how urgent your repair or reroof is, and if it is too risky waiting to secure a more favorable financing option.

Roof Financing Options

Personal Line of credit
Home equity loans
Homeowner’s insurance policy
Credit cards
FHA loan
Roofer financing
Roof financing at home improvement stores
Other government options

Personal Line of Credit

If you’re looking into a loan for your roof, the best option is opening a personal line of credit. This option tends to have a low interest rate along with low monthly payments. Your bank might offer lines of credit specifically for home improvements, by offering collateral will help keep interest low. Don’t assume you must stick with your own personal bank, you can reach out to others banks who might offer lower rates on home loans.

Home Equity Loan

HELOC, or home equity lines of credit or loans, are two of the best choices for roof financing options. If you don’t have the best credit or want to minimize your interest rate this is a good choice for you. By using your home as collateral you have better chances to negotiate a lower interest rate than compared to other loans. There are some fine print things to keep in mind with this roof financing option, you’ll need to have equity built up in your home to take advantage of this.

Home equity loans are somewhat different and more flexible in allowing more money to be withdrawn over a period of time, and lengthening the time in which you need to pay the entire amount back. Every person is different and their circumstances will dictate if a HELOC or home equity loan is a better fit. If you have multiple home improvement projects then a HELOC loan could be a better fit for you, but if you’re just looking for a quick new roof then a home equity loan is a less expensive option. As always it is best to review your personal finances and options with your financial advisor who can give a more detailed list of options for you.

Homeowners Insurance Policy

Before securing roof financing options, you need to determine if your homeowners policy offers coverage for any damage to your roof. If your insurance agency will cover only part of the cost, then you’ll need to find other financing options. Your local roofing contractor can tell you if the damage done to your roof was storm or weather related, or if there is another cause contributing to the need of a repair or replacement. If you think you roof will be covered by your insurance company, start with filing a claim before you begin and repairs or replacements.

Credit Cards

Credit Cards

Most Albany roofing companies will take credit cards, but not all of them so be sure to ask. If your local roofing contractor does accept credit cards be aware that they may charge you a fee in doing so. When a roofing company offers the use of credit cards, they are usually charged a fee anywhere for 3-6%. They might make you pay the entire fee or split it with you. If you think you’ll be able to pay off the full cost of your roof replacement, then you won’t need to worry about the interest rate. If you think it will take you some time to pay it off, then make sure to find out exactly how much interest you’re looking at.

The typical cost of an average sized roof with no compilations costs roughly around $7,000, if put on a credit card with a 15% interest rate could cost you $200 per month. If you only paid the minimum amount of $200 per month you would end up paying an extra $3,000 on top of cost for your roof. Of course that exact cost is dependent of your credit card company, and paying more than the minimum will reduce that interest.

FHA Loan

Unlike HELOC you do not need to have equity in your home in order to qualify for this loan, as long as it is less than $7,500. FHA loan offers fixed rates and no minimum credit score or income requirement. To qualify for this loan you must meet these criteria; you must own the house, you must have occupied the home for at least 90 days, the loan can only be sued for a roof replacement or repair, and your debt to income ratio must be under 45%. This type of loan is more accommodating for the average homeowner.

Roofer Financing

Some larger roofing companies off payment plans for their customers. They realize that many people cannot afford their work unless they help with financing options. If you do decide to use their roof financing options be sure to check out their reviews.

Roofer Financing at Home Improvement Stores

Some home improvement stores like Lowe’s and home depot offer loans for home improvement projects. There is a purchase requirement of $2,000 or more, and also be aware that store credit cards do not cover the cost of labor. These types of cards are used most often by homeowners who are doing roofing projects themselves or with help of friends and family.

Other Government Options

An FHA loan is the most popular government financing option, but there are others. FHA 203K loan is a great option if you have some equity in your home and need financing on a larger project. The loan minimum is $35,000, which will allow you to get top quality materials and work done on your home. Once disbursed the loan is then added to your mortgage and payments.

What Is The Best Way to Finance Your Roof?

Each person has different circumstances that determine the best method to financing a roofing project. Getting the most amount with the smallest interest is the goal, be sure to check all of your options to get the best rate.

Should metal roofs be grounded?

October 7, 2020 by Infinite Roofing Leave a Comment

When you decide it is time for your home or commercial building’s roof to be done, you have many options available to choose from. Shingles, rubber, and metal are among the most popular choices of roofing materials, and each tailor to different needs. Shingles take the lead for most sought after roofing material on residential homes but metal is becoming a popular choice. Metal was reserved for warehouses, factories, and sheds in the 1850’s, and in recent years people have been enjoying the sleekness it adds to their homes.

Metal roofs offer a long list of benefits that include its longevity of 40-70 years, a wide range of colors, its durability, energy efficiency, and value it can add to your home. Of course with all the positive attributes a metal roof adds, there are some cons to think about. The cost of labor, insurance, and materials have gone up and continue to rise each year. What does this mean for you? Well a metal roof is expensive, but if you are looking for a roofing system to install once and not have to ever again, then a metal roof is for you.

The reality is that no matter what you choose for a roofing system it will be costly, so it’s best to figure out how to get the most bang for your buck, and the most years. Seeking out the best roofing company in your area that specializes in metal roofing is a must. Metal is more complex than laying down shingles so you don’t want to cheap out on a roofing crew that doesn’t know what they are doing.

Now that you have weighed all of your options and finally chose a metal roof for your home, you may have some questions or concerns. Lightning strikes on a metal roof may be a concern of yours, as it is of many others who are thinking about installing metal on their homes. After much research it has been established that a metal roof is not more likely to attract lightning than any other roofing material. In fact a metal roof is thought to be even safer than other choices because of its non-combustible highest class A fire resistance rating. Metal roofs are most popular in lightning prone regions because of their fire safety.

When lightning strikes a building, it channels through the material and works its way to the ground, through a home’s pipes and electrical systems. If a roof is covered in combustible material such as flammable asphalt shingles or wooden shakes, lightning can ignite them. Comparing these materials to metal, there is just no chance of that occurring because of its fire resistance rating.

What is grounding?

Grounding is to provide an alternative pathway for an electrical surge of electricity when lightning strikes a roof or another surface. When a metal roof is installed on a residential home, a grounding system can be formed with copper wires that are attached to each electrical box in the home, this is done to ensure that the current is dispersed. When choosing the best roofing company for the job, ask them if they have experience in grounding metal roofs or installing conducting rods. Most reputable roofing companies agree that metal roofs do not need to be grounded, and is not a necessary step.

There is no building code that requires a homeowner to ground their metals roof, assuming that all other building codes are in place. Including the use of PVC for piping to extend out of the home being strictly followed. We can all agree that metal is definitely an electrical conductor but what’s more important is the type of roofing materials that are being used. If lightning were to strike the metal roof of your home it would be grounded throughout the entire roofing structure, and no damage would be done to the roof or your family. There is no reason to be afraid to place a metal roof on your home, they are beautiful and will last almost as long as your life.

A lightening protection system (LPS), is a rod or lightning conductor made from metal and mounted on a housing structure or building to protect it from lightning strikes. Placing this rod on top of a structure will advantageously strike the rod and transfer the energy through to the ground instead of passing through the building itself.

If you think you live in an area with high amounts of storms you can take this risk assessment to ensure the protection of your metal roof and building. This assessment enables the consumer to make better informed decisions to meet the expected building requirements of safety. Lightning protection is not mandated by the national building codes, but it is required in some local codes and certain governments.

Should My Roof Have Drip Edge, and What Color Should It Be?

September 24, 2020 by Infinite Roofing 1 Comment

What is the purpose of a drip edge on a roof?

Is a drip edge necessary? We have complied a guide for all your drip edge questions for shingle roofs. Drip edges are metal flashings that are installed around the edges of a roof to control the flow of water. These metal sheet are usually in the shape of an “L,” and direct water away from the fascia and into the gutters. Without its use, water would get under the shingles causing damage in numerous places of the roof. Your local roofing contractor will tell you that is is a requirement by most building codes in North America to help protect homes from damage. As we always suggest, look for the best roofing company in your area to ensure your roofing work is done properly. Not all work is created equal.

As we stated above the main key purpose of installing drip edge is to direct water away from the fascia. Water droplets stick to one another and to the surfaces they are on, it is designed to work with gravity allowing water to be forced into the gutters. Even if a home has no gutters, water will still be forced away and not collected down the fascia or soffit cavity. Without it water would stick to the shingles, working its way underneath and causing leaks.

Wind driven rain is a serious condition in which the wind forcefully pushes water all around the roof of a home. Each layer of the roofing system is designed to keep the moisture from harming the roof’s deck, which include the shingles, underlayment’s, and ice & water. Strong winds can easily push water upwards and the drip edge must compete to keep the water out. There should be about 2-4 inches of lower flange hanging off the edge of the roof to combat wind driven rain so the roof does not become compromised.

What To Do When You Experience Wind Driven Rain Roof Leak – Roofing Contractor Sullivan IL – Central Roofing LLC

What type of materials are used?

Usually it is made from numerous types of materials such as plastics and metals, the metals must be corrosion resistant or galvanized.

Copper: Many people choose copper because of its aesthetics, it has a beautiful golden color that makes the roof pop.

Deciding on the Right Roofing - Modernize

Aluminum is a very common material used. Although it is not as strong as steel aluminum does not corrode and it is often made in many colors that match many homes.

Galvanized steel is another common material used. Galvanized steel is designed to work wither water and prevent rusting. The preferable type of steel is 24 gauge so it can withstand strong winds.

Plastic, vinyl and fiberglass can also be used but these are harder to find in some areas and are not the best suited.

Drip edge comes in three basic profiles, each profile can be called more than one name so it can be a bit confusing. The C type is in the classic L shape. This type of profile is bent in a 90 degree angle with a lower flange. Type D profile is in the shape of a T, this has a lower flange on the bottom. This type is often times called D-metal or the T style. F type is an extended version with a longer edge, this is used when installing a new over existing shingles and on the rake edges. This type is often called F style or the gutter apron.

The standard sizing of drip is sold in 10.5 foot lengths and also 8ft or sometimes smaller. The overhang length ranges from 2-5 inches, you may find other sizing in your local materials store, but smaller sizing is intended for windows and not a roof.

What color should roof it be?

If your homes trim and fascia are white your local roofing contractor will most likely recommend that the best choice is white so your home is seamless. If you have for instance gray shutters on your home and other pops of gray, then choosing a gray might look nice tying it all together. Choosing a color or any building material is personally preference.

Can you install it on existing roof?

It is most often replaced when a new roof is installed, but it is possible to replace the drip edge at any time. We would not recommend a local roofing contractor who suggests leaving the old drip edge. It is best to replace the it on an existing roof in the warmer months, shingles can become brittle in the cold and break.

Do you need to replace it when replacing the roof?

No you do not have to replace it but you should, the old drip edge is most likely “old” looking and dirty from being outside for so long. If you are making the effort to replace you roof, you should replace everything so the entire roofing system looks nice. Leaving old materials to save a few bucks isn’t worth loosing on the appearance. If you want your roof to last as long as possible, everything should be replaced when doing a re-roof.

My roof should have a drip edge or overhanging shingles right? It's like this all around the house. Luckily I rent. : Roofing

How to install:

It is installed different on the eaves and rakes, once the roof deck is prepared the drip edge will be installed before the underlayment. Always consult with your local roofing company before doing any DIY work. Your roof is the most important part of your home, look for the best roofing company in your area to be sure the job is done correctly.

Step one: If you are using a type C, you can install a furring strip which will aide in its performance. A furring edge is a strip of wood that is installed on the vertical surfaces of the house under the roofs edge. When this is installed it keeps the flower flange away from the homes siding to direct water away from the home.

Step two: First install drip edges on the eaves and placing the it down, so that the water will go into the gutters. The flange will point down and away from the roof.

Step three: Using roofing nails, nail every 12 inches, never allowing more than 12 inches without a nail. When placing it piece down, it should never over the first by an inch.

Preparing Your Home For a Roof Replacement

September 21, 2020 by Infinite Roofing 1 Comment

Today is the day of your brand new roof installation! This is an exciting time but it is important to remember that once your local roofing company arrives, your home is a “work zone” and can be dangerous. Even if you and your family are eager to sneak a close look as we rip off your old roof and prepare the new one, we urge you to keep a safe distance as our crew does their work. Infinite Roofing and Construction prioritizes your roof replacement to be a stress-free and seamless operation. We have a few tips to keep you safe and help your roof installation go as smooth as possible.

Relocate Vehicles

One of the most important requests we have for you is to please relocate your vehicles out of the driveway. Our roofing contractors need quick access to their trucks and tools throughout the day, you’ll want to have your vehicles a safe distance from the “work zone” until the job has been completed. As we arrive in the morning we back in our large trailer to be filled up with all debris from your old roofing system in your driveway.

Cover valuables

If your home has an attic that you use as storage, it is a good idea to move valuable items or cover them while construction is being done. Even if your entire roof isn’t being ripped off, dust and other particles are likely to penetrate through the roof and into your attic. Simply covering important items with an old sheet or drop cloth will work perfectly fine. Once your roof is complete there may need to be some clean up on your end in the attic, a light vacuum should be sufficient in getting up residual dust from the work.

Landscape

Trimming areas around your property is appreciated, any tree branches that are hanging over your roof will need to be removed. Mowing your lawn previous to your roofing installation will help us to identifying falling objects from your roof, which make it easier for us to see and pick up. Our roofing contractors go around your property with a magnetic nail sweeper upon completion to be sure all sharp nails and other objects are recovered, a short lawn improves its accuracy.

Patio and Lawn furniture

If you have large patio furniture that you think might be in the way for our roofing contractors, we kindly ask you to temporarily move them. If you have other important items to you such as large garden pots, bikes, lighting posts, or anything else that might be in the way for our crew to work, please relocate those items. If you are unable to move large heavy items yourself, we are happy to help or do it for you. We would prefer it to be done prior to our arrival just so nothing happens to your valuables, we don’t want to be liable for unnecessary damage.

Pictures and Knickknacks

Many people choose to have a new roofing system put on and couple it with new siding, to get both done at once for convenience. If this is the case for you then we suggest prepping the inside of your home prior to our arrival. Vibrations from heavy machinery and hammers can travel through your home, especially if wood and decking is being replaced. These vibrations may cause pictures or other items to come loose from your walls, although it will not feel like an earthquake, we would rather be safe and suggest taking down valuable items that are not tightly secured by screws.

Sprinkler

Depending on the season that you are having your roof replaced, we want to remind you to please turn off your sprinkler system. Most sprinkler systems are set automatically and it is easy to forget to turn them off. We may have your roofing materials delivered the previous day or the day of, so we want to make sure that your sprinklers are off so your materials do not get wet.

Satellite Dish and Antenna

If you have an old satellite or antenna that is not being used we will remove and dispose of it. If you’re currently using the satellite dish or antenna we will remove and reinstall it. After your roofing installation you may need to call you cable company to have it re-calibrated. Your local roofing company can advise you where they think you should install your satellite dish or antenna, so that it will not harm your new roof. Any nails that are not correctly nailed in can result in leaks. Even the smallest nail hole can result in major damage to your new roofing system, and even not be covered by your warranty.

Skylights

If you are installing new skylights we do advise that you put down an old sheet or drop cloth under where your skylight is housed. While work is being done around your skylight, it is likely that some debris from installation will come inside and onto your floor.

Children and Pets

You may not think to relocate you children or pets during your roof installation, but keep in mind that it will be loud and there will be some commotion. It might not be the easiest to let your dog out into yard where the crew is working and the noises might disturb them. Children are naturally curious, the trucks and large machinery will probably interest them, please remember this is a work zone and children should not be present.